DIY Credit Building Guide

Like most Americans, Kevin and Shantel Payne started off their
life together as young adults with no understanding of credit.
They had the typical problems many people have with building
and maintaining credit. Understanding how credit works was
one thing but going through the process of maintaining a great
credit history was something that took time for the Payne’s to
figure out.
Throughout their years together, the Payne’s gathered and
documented information about credit. When it came to trying
to finance a house, cars, personal loans, and credit cards, getting
turned down was something they could no longer allow to
happen. Using the research they discovered and detailed in this
book, Kevin and Shantel finally achieved what they were reaching
for. From a 500 average credit score to over 720 in a few months
time, the Payne’s have maintained that credit-worthy score
over the years. The money saved from low-interest rates and no
down payments has enabled them to invest in themselves, their
well-being, and their entrepreneurial aspirations.
With their credit no longer a concern, Kevin and Shantel
conceived Nu Move Realty. Inspired by their first home-buying
experience, the Payne’s have made it their mission to help others
feel the same way during the home-buying process. In their
business, they have been able to work together, combining their
experience in credit repair, the workforce, and the military. As
seasoned agents with nearly a decade of real estate expertise,
the Payne’s have been recognized as top agents in their area and
market center for their commitment to guiding first-time home
buyers and military veterans on their journey to homeownership.
Their success has resulted in the sales of affordable houses and
luxury homes to families, couples, and singles.
Leading the way as a top-notch realty service in the state of
Georgia, Kevin and Shantel Payne are a dedicated team to work
with—not to mention their fun and upbeat personalities and
hearts. The true gift from the Payne’s is this step-by-step credit
building ebook that can easily be shared with others to help them
obtain a great credit status, which for previous generations was
much harder to achieve.